First State Insurance
202 Main St
Melbourne, IA 50162-0000
Phone: (641) 482-3107 | Fax: (641) 482-3570
First State Insurance provides residents of Melbourne with advice and guidance to help them meet their insurance needs. Call (641) 482-3107 for a no obligation quote or stop by at 202 Main St. Servicing Melbourne and the entire Marshall county region.
Looking for insurance agents in Melbourne, IA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like First State Insurance can help you determine the proper coverages for your personal situation. Licensed Iowa insurance agents are trained to find possible coverage gaps in your insurance plan.
- When shopping for car insurance in Melbourne, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Melbourne and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Iowa. Check with your Melbourne agent to find out if that discount exists with your current company.