Fortner Insurance
311 Oak Ave
Spruce Pine, NC 28777-2723
Phone: (828) 765-6121 | Fax: (828) 765-5840
Fortner Insurance is dedicated to protecting Spruce Pine families with at a price you can afford with professional service. Visit their office at 311 Oak Ave or call (828) 765-6121 for risk-free insurance quotes. Serving Spruce Pine and the greater Mitchell county area. Visit the Fortner Insurance website for additional information.
Searching for insurance agents in Spruce Pine, North Carolina or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Fortner Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed North Carolina insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When shopping for car insurance in Spruce Pine, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Spruce Pine home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your North Carolina insurance company, then you will be rewarded with lower rates.