Fred L Johnson Insurance
1520 E Towline 14 Rd
Bay City, MI 48706-0000
Phone: (989) 686-1991
Fred L Johnson Insurance provides residents of Bay City with advice and guidance to help protect assets. Visit their office at 1520 E Towline 14 Rd or call (989) 686-1991 for a no obligation quote. Serving the greater Bay City area and beyond.
Looking for insurance agents in Bay City, MI or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Fred L Johnson Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Michigan insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Bay City is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Bay City. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Michigan insurance company, then you will be rewarded with lower rates.