Fred Loya Insurance
5716 Bellaire Blvd # E-1
Houston, TX 77081-5512
Phone: (713) 839-9191 | Fax: (713) 839-9393
Fred Loya Insurance provides residents of Houston with advice and guidance when making important insurance decisions. Their office is located at 5716 Bellaire Blvd # E-1 or call (713) 839-9191 to speak with an agent. Serving Houston and the greater Harris county area.
Looking for insurance agents in Houston, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- Fred Loya Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Houston car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Houston home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Houston policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Houston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.