Fred Loya Insurance
12827 Aldine Westfield Rd
Houston, TX 77039-5305
Phone: (281) 987-8686 | Fax: (281) 987-3880
Fred Loya Insurance is dedicated to protecting Houston families with at a price you can afford with professional service. Visit their office at 12827 Aldine Westfield Rd or call (281) 987-8686 for risk-free insurance quotes. Serving Houston and the greater Harris county area.
Searching for insurance agents in Houston, Texas or just trying to save money on insurance? Here are some tips to keep in mind.
- Fred Loya Insurance may be able to help you find the best insurance rates in Texas. By using a local Houston insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Houston auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Houston and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Texas insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.