Fred Loya Insurance
106 N University Ave # 106
Lubbock, TX 79415-2812
Phone: (806) 744-2500
Lubbock residents can count on Fred Loya Insurance to provide guidance when purchasing insurance. Visit their office at 106 N University Ave # 106 or call (806) 744-2500 to talk to an agent. Serving the greater Lubbock area and beyond.
If you're trying to find insurance agents in Lubbock, TX or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like Fred Loya Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Texas insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Lubbock auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Lubbock. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Texas should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.