Fred M Smith & Son Inc
609 S Main St
Springfield, TN 37172-2807
Phone: (615) 384-2543 | Fax: (615) 384-2568
Fred M Smith & Son Inc provides residents of Springfield with advice and guidance when making important insurance decisions. Their office is located at 609 S Main St or call (615) 384-2543 to speak with an agent. Serving Springfield and the greater Robertson county area.
Looking for insurance agents in Springfield, TN or just trying to lower your premiums? Here are some insurance buying best practices.
- Fred M Smith & Son Inc may be able to help you find the best insurance rates in Tennessee. By using a local Springfield insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Springfield auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Springfield. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Tennessee. Check with your Springfield agent to find out if that discount exists with your current company.