Garden State Insurance
76 S Orange Ave
South Orange, NJ 07079-1960
Phone: (973) 763-2144
South Orange residents can count on Garden State Insurance to give a helping hand when purchasing insurance. Call (973) 763-2144 to talk to an agent or stop by at 76 S Orange Ave. Serving the greater South Orange area and beyond.
If you're trying to find insurance agents in South Orange, NJ or just looking to lower your rates we can help. These tips may help.
- Garden State Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your South Orange auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in South Orange and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New Jersey insurance company, then you will be rewarded with lower rates.