Garner Insurance Concepts
506 S Main St # 303
Layton, UT 84041-0000
Phone: (801) 547-9222
Garner Insurance Concepts is dedicated to protecting Layton residents with at a price you can afford with professional service. Call (801) 547-9222 for risk-free insurance quotes or stop by at 506 S Main St # 303. Servicing Layton and the entire Davis county region.
Searching for insurance agents in Layton, Utah or just trying to save money on insurance? These tips may help.
- Garner Insurance Concepts may be able to help you find the best insurance rates in Utah. By using a local Layton insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Layton auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Layton. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Utah insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Layton and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.