Guardian Life
103 N 36th St
St Joseph, MO 64506-2917
Phone: (816) 279-2404 | Fax: (816) 279-6134
Guardian Life provides residents of St Joseph with advice and guidance to help them meet their insurance needs. Call (816) 279-2404 for a no obligation quote or stop by at 103 N 36th St. Servicing St Joseph and the entire Buchanan county region.
Looking for insurance agents in St Joseph, MO or just trying to lower your premiums? These tips may help.
- Guardian Life may be able to help you determine the insurance policy that's right for your specific needs.
- When researching auto insurance in St Joseph, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- If you own a home in St Joseph and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.