Guide One Insurance
3031 Harding Hwy
Lima, OH 45804-3509
Phone: (419) 229-1212
Guide One Insurance provides residents of Lima with advice and guidance when making important insurance decisions. Their office is located at 3031 Harding Hwy or call (419) 229-1212 to speak with an agent. Serving Lima and the greater Allen county area. Visit our website anytime for more information.
Looking for insurance agents in Lima, OH or just trying to lower your premiums? Here are some insurance buying best practices.
- Guide One Insurance may assist you in finding Ohio insurance coverage. With a local Lima insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Lima auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Lima, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.