H L Sarver Jr Insurance
3 Elm St
Union, WV 24983-0000
Phone: (304) 772-5073 | Fax: (304) 772-5073
H L Sarver Jr Insurance is dedicated to protecting Union residents with at a price you can afford with professional service. Call (304) 772-5073 for risk-free insurance quotes or stop by at 3 Elm St. Servicing Union and the entire Monroe county region.
Searching for insurance agents in Union, West Virginia or just trying to save money on insurance? These tips may help.
- H L Sarver Jr Insurance may be able to help you find the best insurance rates in West Virginia. By using a local Union insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Union auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Union. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some West Virginia insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Union and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.