HDR Insurance Svc
455 University Ave # 100
Sacramento, CA 95825-6579
Phone: (916) 566-1000 | Fax: (916) 566-1060
HDR Insurance Svc is dedicated to protecting Sacramento families with at a price you can afford with professional service. Visit their office at 455 University Ave # 100 or call (916) 566-1000 for risk-free insurance quotes. Serving Sacramento and the greater Sacramento county area. Visit the HDR Insurance Svc website for additional information.
Searching for insurance agents in Sacramento, California or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like HDR Insurance Svc can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Sacramento auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Sacramento. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Sacramento and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.