Harold Wise & Assoc Inc
120 S Elm St
Hemlock, MI 48626-0000
Phone: (989) 642-5958 | Fax: (989) 642-5951
Hemlock residents can count on Harold Wise & Assoc Inc to give a helping hand when purchasing insurance. Call (989) 642-5958 to talk to an agent or stop by at 120 S Elm St. Serving the greater Hemlock area and beyond.
If you're trying to find insurance agents in Hemlock, MI or just looking to lower your rates we can help. These tips may help.
- Harold Wise & Assoc Inc may assist you in finding Michigan insurance coverage. With a local Hemlock insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Hemlock car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Hemlock home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Michigan. Check with your Hemlock agent to find out if that discount exists with your current company.