Harrick K Lum Insurance
2009 19th Ave
Oakland, CA 94606-4104
Phone: (510) 533-3355
Oakland families can depend on Harrick K Lum Insurance to provide guidance and answer any questions. Their office location is 2009 19th Ave or call (510) 533-3355 to talk with a representative. Servicing Oakland and the entire Alameda county region.
If you're trying to find insurance agents in Oakland, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Harrick K Lum Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- When shopping for car insurance in Oakland, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Oakland, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.