Harris Insurance
231 N Mulberry St
Mt Carmel, IL 62863-2132
Phone: (618) 262-7735 | Fax: (618) 263-3181
Harris Insurance provides residents of Mt Carmel with advice and guidance to help protect assets. Visit their office at 231 N Mulberry St or call (618) 262-7735 for a no obligation quote. Serving the greater Mt Carmel area and beyond.
Looking for insurance agents in Mt Carmel, IL or just trying to lower your premiums? Here are some tips to keep in mind.
- Harris Insurance may be able help you with your insurance needs in Mt Carmel. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- When researching auto insurance in Mt Carmel, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Mt Carmel home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Mt Carmel and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.