Harry R James Insurance
318 E Grace St
Richmond, VA 23219-1718
Phone: (804) 644-2938 | Fax: (804) 644-2055
Richmond residents can count on Harry R James Insurance to provide guidance when purchasing insurance. Visit their office at 318 E Grace St or call (804) 644-2938 to talk to an agent. Serving the greater Richmond area and beyond. Our website provides more information and office hours.
If you're trying to find insurance agents in Richmond, VA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Harry R James Insurance is an insurance services provider in Richmond and may be able to help you obtain insurance coverage.
- When researching auto insurance in Richmond, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- If you own a home in Richmond, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Virginia may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.