Health Care Alliance Pool Hcap
315 Mulholland St
Bay City, MI 48708-7697
Phone: (989) 891-8820 | Fax: (989) 891-8161
Bay City residents can count on Health Care Alliance Pool Hcap to give a helping hand when purchasing insurance. Call (989) 891-8820 to talk to an agent or stop by at 315 Mulholland St. Serving the greater Bay City area and beyond.
If you're trying to find insurance agents in Bay City, MI or just looking to lower your rates we can help. These tips may help.
- Health Care Alliance Pool Hcap may be able to help you find the best insurance rates in Michigan. By using a local Bay City insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Bay City auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Bay City home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Michigan. Check with your Bay City agent to find out if that discount exists with your current company.