Henry D Young Insurance
216 E Broadway
Salem, NJ 08079-1183
Phone: (856) 935-0845 | Fax: (856) 935-4223
Henry D Young Insurance provides residents of Salem with advice and guidance to help protect assets. Visit their office at 216 E Broadway or call (856) 935-0845 for a no obligation quote. Serving the greater Salem area and beyond.
Looking for insurance agents in Salem, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- Henry D Young Insurance may assist you in finding New Jersey insurance coverage. With a local Salem insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Salem auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Salem, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.