Herbert Garcia
159 W Golf Rd
Schaumburg, IL 60195-3603
Phone: (847) 490-1300 | Fax: (847) 310-8780
Herbert Garcia is dedicated to protecting Schaumburg consumers with affordably with professional service. Their office location is 159 W Golf Rd or call (847) 490-1300 anytime to talk to one of their friendly professionals. Serving Schaumburg and the greater Cook county area.
Searching for insurance agents in Schaumburg, Illinois or just trying to save money on insurance? Here are some insurance buying best practices.
- Herbert Garcia may be able to help you find the best insurance rates in Illinois. By using a local Schaumburg insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- If you think your Schaumburg is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Schaumburg home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Illinois should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.