Herbert L Emers Inc
18 Imperial Pl # 4f
Providence, RI 02903-4642
Phone: (401) 272-4080 | Fax: (401) 351-8347
Herbert L Emers Inc provides residents of Providence with advice and guidance to help protect assets. Visit their office at 18 Imperial Pl # 4f or call (401) 272-4080 for a no obligation quote. Serving the greater Providence area and beyond.
Looking for insurance agents in Providence, RI or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Herbert L Emers Inc can help you determine the proper coverages for your personal situation. Licensed Rhode Island insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Providence car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Providence. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Rhode Island. Check with your Providence agent to find out if that discount exists with your current company.