Homer Smith Insurance Inc
804 Water St
Port Townsend, WA 98368-5731
Phone: (360) 385-3711 | Fax: (360) 385-3726
Port Townsend families can depend on Homer Smith Insurance Inc to provide guidance and answer any questions. Their office location is 804 Water St or call (360) 385-3711 to talk with a representative. Servicing Port Townsend and the entire Jefferson county region. Our website provides more information and office hours.
If you're trying to find insurance agents in Port Townsend, WA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Homer Smith Insurance Inc is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Port Townsend car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Port Townsend property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Washington should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.