Hometown Insurance
105 S Main St
Monona, IA 52159-0000
Phone: (563) 539-2220
Hometown Insurance is dedicated to protecting Monona residents with at a price you can afford with professional service. Call (563) 539-2220 for risk-free insurance quotes or stop by at 105 S Main St. Servicing Monona and the entire Clayton county region.
Searching for insurance agents in Monona, Iowa or just trying to save money on insurance? These tips may help.
- A local insurance services provider like Hometown Insurance can help you determine the proper coverages for your personal situation. Licensed Iowa insurance agents are trained to find possible coverage gaps in your insurance plan.
- Monona auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- If you own a home in Monona, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Iowa insurance company, then you will be rewarded with lower rates.