Hortica
9321 Midlothian Tpke
Richmond, VA 23235-4941
Phone: (804) 327-9164 | Fax: (804) 327-9168
Hortica is dedicated to protecting Richmond families with at a price you can afford with professional service. Visit their office at 9321 Midlothian Tpke or call (804) 327-9164 for risk-free insurance quotes. Servicing Richmond and the entire Chesterfield county region.
Searching for insurance agents in Richmond, Virginia or just trying to save money on insurance? Here are some tips to keep in mind.
- Hortica is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Richmond car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a home in Richmond, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Virginia insurance company, then you will be rewarded with lower rates.