Howard Agency
7856 Ivanhoe Ave
La Jolla, CA 92037-4501
Phone: (858) 454-3130 | Fax: (858) 454-3129
Howard Agency provides residents of La Jolla with advice and guidance to help protect assets. Visit their office at 7856 Ivanhoe Ave or call (858) 454-3130 for a no obligation quote. Serving the greater La Jolla area and beyond.
Looking for insurance agents in La Jolla, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- Howard Agency is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your La Jolla auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in La Jolla and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your La Jolla agent to find out if that discount exists with your current company.