Howard Heidelberger Financial
210 Main St
Spencer, SD 57374
Phone: (605) 246-2499
Howard Heidelberger Financial provides residents of Spencer with advice and guidance to help protect assets. Visit their office at 210 Main St or call (605) 246-2499 for a no obligation quote. Serving the greater Spencer area and beyond.
Looking for insurance agents in Spencer, SD or just trying to lower your premiums? Here are some tips to keep in mind.
- Howard Heidelberger Financial is an insurance services provider in Spencer and may be able to help you obtain insurance coverage.
- Spencer auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Spencer and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some South Dakota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Spencer and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.