Huggins Insurance
1786 State St
Salem, OR 97301-4341
Phone: (503) 585-2211 | Fax: (503) 399-4658
Huggins Insurance provides residents of Salem with advice and guidance to help them meet their insurance needs. Call (503) 585-2211 for a no obligation quote or stop by at 1786 State St. Servicing Salem and the entire Marion county region.
Looking for insurance agents in Salem, OR or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Huggins Insurance can help you determine the proper coverages for your personal situation. Licensed Oregon insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Salem auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Salem. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Oregon should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.