Hughson & Benson Assoc
326 Main St
Oneonta, NY 13820-1950
Phone: (607) 432-6900 | Fax: (607) 432-4174
Hughson & Benson Assoc is dedicated to protecting Oneonta families with at a price you can afford with professional service. Visit their office at 326 Main St or call (607) 432-6900 for risk-free insurance quotes. Serving Oneonta and the greater Otsego county area. Visit the Hughson & Benson Assoc website for additional information.
Searching for insurance agents in Oneonta, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- Hughson & Benson Assoc is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Oneonta auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Oneonta, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.