IKM Insurance
2 E 79th St
Harvey Cedars, NJ 08008-5915
Phone: (609) 494-9200 | Fax: (609) 494-5355
IKM Insurance provides residents of Harvey Cedars with advice and guidance to help protect assets. Visit their office at 2 E 79th St or call (609) 494-9200 for a no obligation quote. Serving the greater Harvey Cedars area and beyond.
Looking for insurance agents in Harvey Cedars, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- IKM Insurance may be able help you with your insurance needs in Harvey Cedars. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- If you think your Harvey Cedars is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Harvey Cedars property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some New Jersey insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Harvey Cedars and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.