IOF Foresters
1551 Wall St
St Charles, MO 63303-3539
Phone: (636) 255-0881 | Fax: (636) 723-1265
St Charles residents can count on IOF Foresters to give a helping hand when purchasing insurance. Call (636) 255-0881 to talk to an agent or stop by at 1551 Wall St. Serving the greater St Charles area and beyond. Visit the IOF Foresters website for additional information.
If you're trying to find insurance agents in St Charles, MO or just looking to lower your rates we can help. These tips may help.
- IOF Foresters may be able help you with your insurance needs in St Charles. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your St Charles car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in St Charles, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some Missouri insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in St Charles and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.