Illinois Farmers Insurance
3335 W Saint Germain St # 105
St Cloud, MN 56301-7321
Phone: (320) 252-6095 | Fax: (320) 656-1458
Illinois Farmers Insurance provides residents of St Cloud with advice and guidance when making important insurance decisions. Their office is located at 3335 W Saint Germain St # 105 or call (320) 252-6095 to speak with an agent. Serving St Cloud and the greater Stearns county area.
Looking for insurance agents in St Cloud, MN or just trying to lower your premiums? Here are some insurance buying best practices.
- Illinois Farmers Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your St Cloud car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in St Cloud, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Minnesota may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.