Independent Rural Agencies
2535 W Lincoln Ave
Olivia, MN 56277-1730
Phone: (320) 523-2427 | Fax: (320) 523-5887
Independent Rural Agencies provides residents of Olivia with advice and guidance to help them meet their insurance needs. Call (320) 523-2427 for a no obligation quote or stop by at 2535 W Lincoln Ave. Servicing Olivia and the entire Renville county region.
Looking for insurance agents in Olivia, MN or just trying to lower your premiums? These tips may help.
- Independent Rural Agencies may be able to help you find the best insurance rates in Minnesota. By using a local Olivia insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Olivia car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Olivia and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Minnesota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Olivia and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.