Insurance Factors
5352 Kumole St
Kapaa, HI 96746-2240
Phone: (808) 821-8899
Kapaa residents can count on Insurance Factors to give a helping hand when purchasing insurance. Call (808) 821-8899 to talk to an agent or stop by at 5352 Kumole St. Serving the greater Kapaa area and beyond.
If you're trying to find insurance agents in Kapaa, HI or just looking to lower your rates we can help. These tips may help.
- Insurance Factors may be able to help you find the best insurance rates in Hawaii. By using a local Kapaa insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- If you think your Kapaa is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Kapaa. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.