Intrastate Insurance
406 Bloomfield Ave
Montclair, NJ 07042-3504
Phone: (973) 509-1011 | Fax: (973) 509-0503
Intrastate Insurance is dedicated to protecting Montclair residents with at a price you can afford with professional service. Call (973) 509-1011 for risk-free insurance quotes or stop by at 406 Bloomfield Ave. Servicing Montclair and the entire Essex county region.
Searching for insurance agents in Montclair, New Jersey or just trying to save money on insurance? These tips may help.
- Intrastate Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Montclair car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Montclair home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some New Jersey insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Montclair and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.