J David Kelpin
2030 Coliseum Dr
Hampton, VA 23666-3238
Phone: (757) 838-4313 | Fax: (757) 826-5936
J David Kelpin provides residents of Hampton with advice and guidance to help protect assets. Visit their office at 2030 Coliseum Dr or call (757) 838-4313 for a no obligation quote. Serving the greater Hampton area and beyond.
Looking for insurance agents in Hampton, VA or just trying to lower your premiums? Here are some tips to keep in mind.
- J David Kelpin may be able help you with your insurance needs in Hampton. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- If you think your Hampton is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Hampton property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Virginia insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Hampton and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.