J L Hernandez & Assoc Inc
18839 SW 117th Ave
Miami, FL 33177-3250
Phone: (305) 238-7676 | Fax: (305) 378-9056
J L Hernandez & Assoc Inc provides residents of Miami with advice and guidance to help protect assets. Visit their office at 18839 SW 117th Ave or call (305) 238-7676 for a no obligation quote. Serving the greater Miami area and beyond.
Looking for insurance agents in Miami, FL or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like J L Hernandez & Assoc Inc can help you determine the proper coverages for your personal situation. Licensed Florida insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your Miami car insurance costs? Just by taking a little time to review your current coverages with your Miami agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Miami property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.