J L Smith & Assoc Insurance
270 N Main St
Centerville, OH 45459-4653
Phone: (937) 435-8381
J L Smith & Assoc Insurance provides residents of Centerville with advice and guidance when making important insurance decisions. Their office is located at 270 N Main St or call (937) 435-8381 to speak with an agent. Serving Centerville and the greater Montgomery county area.
Looking for insurance agents in Centerville, OH or just trying to lower your premiums? Here are some insurance buying best practices.
- J L Smith & Assoc Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Centerville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Centerville home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Centerville policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.