J W Holmes & Assoc LTD
3120 Kimball Ave
Waterloo, IA 50702-5272
Phone: (319) 236-1864 | Fax: (319) 236-1864
Waterloo families can depend on J W Holmes & Assoc LTD to provide guidance and answer any questions. Their office location is 3120 Kimball Ave or call (319) 236-1864 to talk with a representative. Servicing Waterloo and the entire Black Hawk county region.
If you're trying to find insurance agents in Waterloo, IA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like J W Holmes & Assoc LTD can make it easier to determine the correct insurance coverages for your financial situation. Licensed Iowa insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Waterloo is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Waterloo home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Iowa insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.