J Wayne Smith Insurance
701 37th St S # 11
Birmingham, AL 35222-3222
Phone: (205) 322-3325 | Fax: (205) 322-3326
J Wayne Smith Insurance is dedicated to protecting Birmingham residents with at a price you can afford with professional service. Call (205) 322-3325 for risk-free insurance quotes or stop by at 701 37th St S # 11. Servicing Birmingham and the entire Jefferson county region.
Searching for insurance agents in Birmingham, Alabama or just trying to save money on insurance? These tips may help.
- J Wayne Smith Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Birmingham car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Birmingham, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Alabama insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.