JSM Insurance
51 E Main St
Smithtown, NY 11787-2801
Phone: (631) 366-2586 | Fax: (631) 366-2491
Smithtown residents can count on JSM Insurance to give a helping hand when purchasing insurance. Call (631) 366-2586 to talk to an agent or stop by at 51 E Main St. Serving the greater Smithtown area and beyond.
If you're trying to find insurance agents in Smithtown, NY or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like JSM Insurance can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Smithtown car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Smithtown. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Smithtown and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.