James A Cole Insurance
1350 NW 36th St
Miami, FL 33142-5590
Phone: (305) 633-6923 | Fax: (305) 635-2164
James A Cole Insurance provides residents of Miami with advice and guidance to help protect assets. Visit their office at 1350 NW 36th St or call (305) 633-6923 for a no obligation quote. Serving the greater Miami area and beyond.
Looking for insurance agents in Miami, FL or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like James A Cole Insurance can help you determine the proper coverages for your personal situation. Licensed Florida insurance agents are trained to find possible coverage gaps in your insurance plan.
- Miami auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Miami. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.