James Insurance
507 E Southside Plz
Richmond, VA 23224-1717
Phone: (804) 232-6299 | Fax: (804) 231-4317
Richmond families can depend on James Insurance to provide guidance and answer any questions. Their office location is 507 E Southside Plz or call (804) 232-6299 to talk with a representative. Servicing Richmond and the entire Richmond City county region.
If you're trying to find insurance agents in Richmond, VA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- James Insurance may assist you in finding Virginia insurance coverage. With a local Richmond insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Richmond car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Richmond, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Virginia should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.