James J Barnes Insurance
2455 Bennett Valley Rd # B205
Santa Rosa, CA 95404-5667
Phone: (707) 577-8300 | Fax: (707) 577-0609
James J Barnes Insurance provides residents of Santa Rosa with advice and guidance to help protect assets. Visit their office at 2455 Bennett Valley Rd # B205 or call (707) 577-8300 for a no obligation quote. Serving the greater Santa Rosa area and beyond.
Looking for insurance agents in Santa Rosa, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- James J Barnes Insurance may be able help you with your insurance needs in Santa Rosa. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- When researching auto insurance in Santa Rosa, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Santa Rosa home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Santa Rosa and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.