James L Heard Insurance
5929 Cromo Dr # A
El Paso, TX 79912-5591
Phone: (915) 581-7925 | Fax: (915) 584-4618
James L Heard Insurance provides residents of El Paso with advice and guidance to help them meet their insurance needs. Call (915) 581-7925 for a no obligation quote or stop by at 5929 Cromo Dr # A. Servicing El Paso and the entire El Paso county region.
Looking for insurance agents in El Paso, TX or just trying to lower your premiums? These tips may help.
- James L Heard Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your El Paso is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- El Paso home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Texas may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.