James P Craig
12505 Coastal Hwy
Ocean City, MD 21842-4781
Phone: (410) 250-2100 | Fax: (410) 250-0200
Ocean City residents can count on James P Craig to give a helping hand when purchasing insurance. Call (410) 250-2100 to talk to an agent or stop by at 12505 Coastal Hwy. Serving the greater Ocean City area and beyond.
If you're trying to find insurance agents in Ocean City, MD or just looking to lower your rates we can help. These tips may help.
- James P Craig may assist you in finding Maryland insurance coverage. With a local Ocean City insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- If you think your Ocean City is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Ocean City property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Maryland insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.