Jay Mc Donnell Insurance
2191 S El Camino Real
Oceanside, CA 92054-6224
Phone: (760) 967-6377
Jay Mc Donnell Insurance provides residents of Oceanside with advice and guidance when making important insurance decisions. Their office is located at 2191 S El Camino Real or call (760) 967-6377 to speak with an agent. Serving Oceanside and the greater San Diego county area.
Looking for insurance agents in Oceanside, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Jay Mc Donnell Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Oceanside auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Oceanside and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.