Jerry L Ferguson Insurance
12421 Garrett Hwy
Oakland, MD 21550-1158
Phone: (301) 334-1040 | Fax: (301) 334-3575
Jerry L Ferguson Insurance is dedicated to protecting Oakland residents with at a price you can afford with professional service. Call (301) 334-1040 for risk-free insurance quotes or stop by at 12421 Garrett Hwy. Servicing Oakland and the entire Garrett county region.
Searching for insurance agents in Oakland, Maryland or just trying to save money on insurance? These tips may help.
- Jerry L Ferguson Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Oakland car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Oakland home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Maryland insurance company, then you will be rewarded with lower rates.