Jim Dougherty
3459 Ashby Rd
Overland, MO 63114-0000
Phone: (314) 427-1218
Overland residents can count on Jim Dougherty to provide guidance when purchasing insurance. Visit their office at 3459 Ashby Rd or call (314) 427-1218 to talk to an agent. Serving the greater Overland area and beyond.
If you're trying to find insurance agents in Overland, MO or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Jim Dougherty is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Overland auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a house in Overland and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.