Jim Horne Insurance
3711 Atlanta Hwy
Montgomery, AL 36109-3623
Phone: (334) 244-0600 | Fax: (334) 277-0096
Montgomery residents can count on Jim Horne Insurance to provide guidance when purchasing insurance. Visit their office at 3711 Atlanta Hwy or call (334) 244-0600 to talk to an agent. Serving the greater Montgomery area and beyond. Our website provides more information and office hours.
If you're trying to find insurance agents in Montgomery, AL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Jim Horne Insurance may assist you in finding Alabama insurance coverage. With a local Montgomery insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Montgomery auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Montgomery home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.