Jim Lyons Insurance
420 W Us Highway 40
Troy, IL 62294-1862
Phone: (618) 667-9119
Jim Lyons Insurance provides residents of Troy with advice and guidance when making important insurance decisions. Their office is located at 420 W Us Highway 40 or call (618) 667-9119 to speak with an agent. Serving Troy and the greater Madison county area. Visit our website anytime for more information.
Looking for insurance agents in Troy, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Jim Lyons Insurance can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Troy is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Troy property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Troy and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.